Contributions, loans, welfare, meetings and votes in one place, with M-Pesa statements reconciled for you. Don't take our word for it: take a seat in a real, running group and see what each member sees.
Live from the demo group. New contributions, loans and meetings arrive every day.
Ten members of the same group, each with their own story. The treasurer sees loans waiting for approval. The member behind on payments sees her fines. One click and you're in, with no sign-up. You can switch seats at any time from the top corner.
Every contribution, allocation, loan and repayment is written to one ledger as it happens. The kitty balance is recomputed from those records, not kept as a figure someone types in.
Upload the group's M-Pesa or bank statement as a PDF. Payments are read off it, matched to members by phone number and posted as contributions. Nobody has to key them in.
Members apply, the treasurer approves against the kitty, and every repayment reduces the balance where everyone can see it. There are no side notebooks.
Attendance, minutes with a seconder, agreements, and a constitution kept as numbered clauses the members vote on. Decisions stop living in someone's memory.
Any member can leave written wishes for their share. The will is password-locked, so only its owner can open it.
Seen enough to talk about your own chama or sacco? Tell us about it and we'll get back to you.